And just because there is money in a category doesn't mean you have to spend it (that's how a savings category works).īut moving money between categories is absolutely normal. Once you put it in, it will stay in there. Imagine the categories of YNAB as physical envelopes where you put your money in. If I budget money for anything at all and don't end up spending it all, what happens with said money in YNAB? Can I transfer it to savings? Also make sure you're familiar with the method you should operate when using YNAB. You might want to check out the tutorials on the YNAB homepage. You should budget ALL your money, not just some of it. Reading this sentence makes me doubt you completely understood how budgeting with YNAB works. For all the money you want to save, just create a savings category and budget it right there. When you do your budget, get that "Available to budget" amount exactly to zero. Remember that saving is also one of those "jobs". That's YNAB Rule #1 (give every dollar a job). You should allocated everything you have to something. Should I budget money towards this? As in I want to spend max. Occasionally I make some money by buying used consoles off of people and then reselling the controllers, games etc. How do I add this income and when do I add this income?Īdd it when you actually receive the money, be it as cash in hand or when the money hits your bank account. I don't pay for groceries, don't pay rentĮnjoy that for as long as it may last.
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